Building Tomorrow's Financial Infrastructure
We're not just processing payments. We're rethinking how money moves in Southeast Asia's most dynamic market.
Since 2019, we've watched Thailand's digital economy explode. Small businesses that once dealt only in cash now need sophisticated payment tools. That gap between traditional banking and modern commerce? That's where we come in. Our platform handles the messy technical stuff so business owners can focus on what they do best.
Where We're Headed
Payment processing isn't static. The market shifts, technology evolves, and customer expectations change. Here's how we're adapting through 2027.
Real-Time Settlement
We're cutting transaction settlement from 48 hours to under 60 seconds. Cash flow matters for small businesses, and waiting days for payment confirmation creates real problems. Our new infrastructure processes transactions instantly while maintaining security standards.
Regional Expansion
Thailand's just the start. By mid-2026, we're bringing the same system to Vietnam and Indonesia. Cross-border transactions between these markets currently involve three intermediaries and hefty fees. We're building direct connections that reduce costs by about 60%.
Predictive Analytics
Pattern recognition helps merchants spot unusual activity before it becomes a problem. Our system will analyze transaction flows and alert businesses to potential fraud or cash flow issues. Early warnings mean fewer surprises and better planning.
Why This Matters
Thailand's digital payment volume grew 340% between 2020 and 2024. That's not slowing down. Street vendors now accept QR payments. Night markets run on digital transactions. Even the floating markets adapted.
But the backend systems? Many still run on architecture from 2010. Transaction failures happen. Reconciliation takes hours. Small merchants lose money to technical glitches they can't fix.
We built our platform from scratch in 2023 specifically for this environment. No legacy code weighing us down. No outdated processes that made sense a decade ago but create friction today. Just clean, modern infrastructure that handles high transaction volumes without breaking.
The result? 99.97% uptime last year. Average processing time of 1.8 seconds. And when issues do pop up, our system flags them immediately instead of letting problems compound.
How We Actually Work
Vision statements are easy to write. Executing them is different. Here's what guides our development decisions and where we invest resources.
Speed Without Compromise
Fast processing matters, but not if it creates security vulnerabilities. We run triple verification on every transaction in under 2 seconds. Most systems choose speed or security. We engineered both.
Transparent Pricing
Hidden fees destroy trust. Our pricing structure fits on one page. You know exactly what each transaction costs before you process it. No surprises at month-end.
Local Understanding
Thailand's payment ecosystem has unique characteristics. Regulatory requirements differ from Western markets. Consumer behavior follows different patterns. We built specifically for this context, not just adapted a foreign system.
Kittipat Sawangwong
Infrastructure Lead
Thanawat Jirakulpattana
Security Architecture